Buy the car now,
pay in installments with TBI Bank

We work with TBI Bank for installment financing on the cars in our stock. The file is prepared here, with the necessary documents ready ahead of time, and approval is fast.

Our financing partner

We work with TBI Bank for simple, fast installment payment options

TBI Bank – car financing in installments, fast approval

Say "yes" to the right car: buy now, pay later, with fast approval from TBI Bank.

How does TBI installment financing work?

From choosing the car to signing

TBI financing lets you buy the car now and pay in monthly installments, without putting down the full amount on day one. You choose the car from our stock, and we prepare the financing application to TBI Bank together with you.

Approval belongs to TBI Bank, not to us, and depends on each client's situation. What we do is prepare the file correctly from the start, with the necessary documents, so the review goes smoothly.

If you prefer paying in full, that always remains an option — we don't push you toward financing just because this partnership exists.

What you get from us

  • Buy the car now and pay in installments, without waiting to save up the full amount
  • Fast approval from TBI Bank
  • The file is prepared here, with the necessary documents ready ahead of time
  • Financing available for the cars in our stock
  • Paying in full remains an option too, if you prefer it

How does the TBI financing application work?

Four steps, from choosing the car to signing

You choose the car

From our stock in Cluj-Napoca, technically checked and with a known history.

We prepare the application

We fill out the financing application together and gather the necessary documents.

TBI reviews the file

The application goes to TBI Bank, which reviews it and decides on approval, quickly.

You sign and drive away

If the file is approved, you sign the financing contract and the car's paperwork.

Documents needed for financing

What to bring for the file

  • Copy of your ID card
Depending on the case, TBI Bank reserves the right to request additional documents needed to carry out the assessment.

Frequently asked questions about TBI financing

What to know before you start the file

It is a payment option that lets you buy the car now and repay it in monthly installments to TBI Bank. Hamos Auto Rulate prepares the application and explains the steps, while the credit itself is granted by TBI Bank.

You primarily need a copy of your identity card. Depending on the application, TBI Bank may request other documents for its assessment; we let you know in advance if anything else is needed.

Approval is fast according to TBI Bank, but the exact timing depends on each application. We prepare the request correctly from the start without promising a deadline we do not control.

Financing is available for cars in our current stock. Final eligibility for the chosen car and applicant is determined by TBI Bank after its assessment.

Approval belongs exclusively to TBI Bank. We broker the process, prepare the application and liaise with the bank, but the financing decision is made by the lender.

The exact terms, including any down payment, are set by TBI Bank after reviewing the application and may differ from one customer to another.

Yes. TBI financing is an option, not a requirement; paying in full remains available if you prefer it.

TBI Bank is one of our partners for installment payments. We also broker classic car loans and leasing, so you can compare the down payment, term and total cost before choosing.

Want to compare other financing options too, not just TBI? Our Financing & Leasing page shows them all.

Shall we start the TBI financing file?

Tell us which car from our stock interests you, and we'll explain exactly what documents we prepare for the application to TBI Bank.

Hours Monday–Friday 09:00–18:00 · Saturday 09:00–14:00